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HB Swiss Winning Strategies

HB Swiss Winning Strategies HB Swiss is a smart trading software powered with auto intelligence algorithm that never stops learning from its HBSwiss data and improving results

The goal of any HB Swiss organization is to deliver outstanding and sustainable performance. “Performance” for the organization means “return on investment” and “sustainable” means that this performance will continue in the long run rather than just the next quarterly profit target. The word “distinct” means that it is better than competitors so that the company is always at the forefront when more capital is needed, which makes it more sustainable. What does it take for an institution to deliver superior and sustainable performance? First, a good strategy is needed, and a combination of options for positioning and how to compete. Secondly, good implementation and integration of actions for the implementation of the strategy is needed. Both of these require good leadership to ensure that the right choices are taken and that the right actions are taken. In this special report by Dr. John Wales, President of the International Institute for Management Development (IMD), Switzerland, the focus is on winning strategies, competitive realities, competitive advantage and profits.

HB Swiss
HB Swiss

HB Swiss

The real possibility of profit

The assessment of any Hans Berger HB Swiss business opportunity begins by determining the value provided to the HBSwiss customer. This is a measure of the maximum price the customer is willing to pay. We need to compare this price with the cost of providing the customer with the service or the commodity. The difference between them is a measure of the probability of profit.

However, customers rarely pay the highest price, and the actual price is the product of market competition. If the competition is low, the prices are close to the maximum the customer can pay. In the event of increased competition, prices can fall rapidly to the cost of supply or even lower, in which case the company is likely to go bankrupt. The level of competition varies greatly from one business to another and affects the level of profitability that a medium-sized company can expect.

Sources of competition for profits

When evaluating the level of competition in a field, it is easy to make the mistake of focusing only on direct competitors. The number of direct competitors is certainly important; the higher the number of competitors and the more competition, the lower the average profit. However, it is important to take a more comprehensive view of competition. There are many sources of competition for profits [see Michael Porter, Competitive Strategy, Figure 17]. Powerful customers can extract most of the profit from a HB Swiss company, which many companies have noticed when providing service to a major retailer such as HB Swiss. Top suppliers can also get a lot of profit. The PC industry, for example, is not very profitable because most of the profits in the supply line are controlled by Intel and Microsoft.

However, even if there are a few competitors, suppliers and customers have limited leverage, the profits will also not last long if it is easy to enter into this area. In order to achieve long-term profitability with, barriers and barriers to entry must be high. Business people often fail to take this into account. The new idea may look amazingly valuable, but it will not be profitable for a long time if it is easy to imitate. When entering a domain, it is important for the company to build barriers and barriers for those who come after it.

Last but not least, alternative products set a maximum price that the HBSwiss customer will pay, so there is a maximum profit that the HB Swiss company can achieve.

A careful assessment of the five forces indicates the level of profitability that a medium-sized company can expect. It also indicates ways in which the company can position itself in a position to achieve above-average returns, for example by choosing to provide service to less-powerful client segments. The HB Swiss trends in the five powers also provide an indication of whether the average profitability of the field will rise or fall. Smart investors look to invest in industries that are likely to increase profits in the future and buy shares at a reduced price. Similarly, these investors look to sell companies at a premium price when they believe that profits will fall in the long term.

When evaluating a company, it is also useful to have a more comprehensive look at the total value system, looking upwards towards the supply chain and down towards the distribution channels. It would also be equally useful to consider free products on both sides. The goal is to determine where profits can be made within the value system and how this will change in the future. For example, 25 years of music industry earnings have been earned by major record companies. For 10 years, major retailers offering price cuts have been making a big chunk of profits. Now the distribution and spread of online registrations are tightening up retailers and putting more pressure on record companies.

So the strategy is about selection, and the first and biggest choice the company should take is to choose the battlefield in which to compete. Some fields are more attractive than others. So she has to ask: Which business is more attractive? Which sectors within the sector will generate higher than average returns? Which is more attractive: to be at the top of the pyramid or at its base? How can this change over time? How can the company benefit from these data so that it can choose for itself a position that can achieve higher than average returns?

Look for competitive advantage

Although a company may be able to find an attractive sector within an industry, it is likely that other companies will find it similarly. It is now a matter of building a competitive advantage to help the company win. One method is to provide greater value to customers so that the company can demand higher prices, a so-called differentiation strategy. An obvious alternative is to reduce costs to become less than competitors to improve margins. It is often difficult to focus on doing both at the same time, and here is the second major strategic choice that the company must take. What weapons do the company choose to win? Will it resort to a trade-off or lower cost method?

Thus, the company’s profit potential consists of three components: the real mean of profitability within the field, the growing profit from finding attractive sectors within the field, and the size of competitive advantage compared to other competitors in the same sector.

The trade-off: stimulate the process of achieving a higher price

The trade-off can not be summed up in mere difference and exclusivity. I myself know many companies that offer unique but unprofitable products. The goal of differentiation is to be better from the perspective of the client. A critical test that will determine whether a company has better products is whether it can maintain a high price for what it offers and at the same time have a market share. If the company sells at the same price, then it should get a larger share of the market because its customers prefer it to competitors. However, just having a product at a high price does not mean that it has a competitive advantage. The definition of the advantage is that it turns into higher profits; therefore the price difference must exceed any additional costs. Many companies make the mistake of adding two dollars to the cost of their product to make themselves better, but they only earn one dollar as a price difference. This is a complex form of charitable work. The trade-off requires a strict economic system. The company must know the cost of the unit it produces compared to its competitors and also know about its relative price. They must be satisfied with their cost base as they realize that they can achieve price differentials to cover incremental costs.

It is important to fully understand the needs of customers to achieve price difference. For example, customers in the Rollman Blend industry are willing to pay more than twice as much as Rollman’s crew for the time of another crew, because in this case they will not only buy half the amount they have to buy, but will also save installation costs. Understanding customer economics provides a deeper insight into the market price differentials. The proper way to deal with the issue of differentiation requires sound estimates of the issue of willingness to pay.

Value Inquiry Group

When a company determines how to find additional value, it has to choose how it will achieve that value. What activities should they invest in? For example, in the case of the Rolman Bally factory, which manufactures a life-long product that is twice the age of competitors’ products, there is an obvious option to sell a soft roller, but it may be reasonable to provide a machine maintenance service because this will allow the company to provide more installation costs. The Company may also choose to commence the concession to offer Machine Maintenance Services. It can also license other Rollman producers to manufacture it. There are many methods to compete, each of which involves different forms of investment, different possibilities to achieve value, different levels of strategic control. Strategy is a matter of choice!

Cost Less

To achieve high levels of profitability, the low cost is not enough; the goal is to have a lower cost than the competitor. In addition, it is not acceptable to have a lower cost, but you are offering a lower quality product. The goal should be the lower cost for the same product or service. If customers demand a reduction, it should be smaller than a low cost advantage so that a distinct profitability can be achieved.

Whether the company chooses to be low-cost or privileged, it must clearly have a very good understanding of its relative cost location. This information is difficult to obtain from published accounts. It is best to look at the cost of each activity involved and then model changes in each of these costs (for example, volume of operations, nature of technology, plant location and the like). In this understanding of cost shifts, the company should then ask the question: “How much will our costs be if we work in the same place and in the same way as our competitors?” This provides a reasonable estimate of the relative cost position and also helps determine how to modify activities to find cost .

Cost reduction activities

Once the company determines how it can achieve a lower cost, it must choose the scope of its activities. You may choose to avoid activities where a large number of suppliers are at low cost and much competition, and it is best for the company to buy such products or services from the market. On the other hand, activities that are important for competitive advantage or high profitability have higher investment priorities.

Predict competitors

There can be no strategy while you are in isolation from what is around you. It depends on the location of the competitors and what they are expected to do. What advantages do they have? What is their main objective? How did they behave in the past? What does this tell us about how they move in the future? How can they react to any moves the company might make? This deep knowledge allows the company to predict and anticipate movements and countermeasures, and determine its movements.

The company must assess the potential speed of the competitor’s reaction to anything the company is doing, what it will cost when it responds, and what impact this will have on the company’s competitive advantage. Ideally, the HB Swiss company should look forward to moves expected to be a slow competitor response, and the cost of response is very high, and the company, as a result of this move, has increased its relative position.

When a competitor’s reaction is delayed because of the costs involved, this allows the company a significant amount of time to enjoy the additional profit from its new idea. However, since a move leads to a delay in the competitor’s reaction, the company should still consider such moves strategically safe, even if the opponent’s reaction is rapid. The difficulty is when a competitor becomes more competitive once he has reacted. In this case, as long as the opponent’s response is slow, it is still logical for the company to present the new idea as long as it can reap a good amount of revenue before the competitor responds. However, once a competitor imitates the idea, the company has no choice but to find another new idea for profitable profits, because the competitor is now stronger. The idea of ​​this strategy revolves around how to anticipate competitors and stay in the forefront.

But it should be noted that the most dangerous new idea is the idea that the competitor can imitate quickly and at a lower cost. Any HB Swiss company that intends to offer such a product will be a person who is committing an unforgivable strategic sin.

A New Era Of Leadership

A New Era Of Leadership Attempts to blame coming in from all over the world, the financial crisis has provoked considerable debate about who should take the blame, which led to the emergence of a lot of negative feelings towards the decision-makers Omnia Investments. The leadership, which was recently signed away from accountability has now found itself vulnerable to sharp criticism of the presumed what has been termed the “post-crisis world” of responsibility. Amid all of that emotion, it will not do any attempt to deny that the blame can sometimes be justified. As well as the changes that have to be made to overcome the logical doubts.

The new economic climate puts businesses in front of new challenges but at the same time carries with it countless opportunities, as many claim that the current period represents a defining moment for companies if they want to create value. It is here, amid the confusion surrounding the post-recession period, dating back to attention once again looking towards the summit waiting for guidance, and researcher for inspiration and confidence that they seem to have lost long ago. Thus, the leaders of companies today are faced with what appears as a crisis identity, where they became torn between having to act quickly and at the same time enjoy the utmost vigilance so as not to repeat the mistakes of the past. Having saddled their shoulders the burden of added responsibilities, the leadership of the family business does not represent an exception in this case; Despite the thought that they are the least affected by the crisis, decisions that they make are affected by Omnia APP Scam competition and dynamic business fractured change.


As a start, we are entitled to ask the question whether it was necessary to change the leadership of the company in any case or not. Experts say that after we have seen countless cases of declining regional economic activity and a few cases of the economic downturn on the global level, despite finding similarities, we are still unable to identify repeated patterns. Thus, we will change our behavior to make any difference at all? We must ask ourselves, if the issue of our inability to predict the form or format following the economic downturn will make our behavior analysis and we have learned from our mistakes is to no avail.

The public opinion, taking into account the facts that unfold every day, apparently a supporter of the need for the leaders of the companies in some soul-searching. However, many family businesses in the Arab world survived the worst consequences of the financial crisis. Some allege that the interpretation of this phenomenon is that the leaders of family businesses tend to adopt long-term trends and therefore they have a very cautious investment strategy. Thus, if we take into account that they came out relatively of the crisis, the question remains why the leaders of Omnia APP family businesses must change from the ground up?

The answer is obvious: Despite the we may not be able to predict when the next similar shock that hit the world economy, the leaders of family businesses still have to deal with the present, where the post-crisis world, which offers them a competitive arena entirely different, and carries with it new challenges and opportunities . At a time when the leaders of the companies forming the economic our climate, are they themselves are affected by many factors and responsibilities, for which they need to put them in mind during the day they make their decisions. We even have any risks by saying that the burden, in fact, on the shoulders of the leaders of family businesses may have been bigger than those imposed on the leaders of the regular joint stock companies.

And even show the size and complexity of the challenges, and at the same time the opportunities in front of you, the leaders of family businesses dimensional and responsibilities that affect the leaders and that must be taken into account when thinking about the issue of change:

Multiple roles

Leaders of family businesses play often three-dimensional role of responsibility; they are not responsible and by all management, but have also part of the company to say the least, and equally important, you may be enjoying the status of a task in the family unless they already deans of their families. Experience has shown the impossibility of a complete separation between these roles and responsibilities in spite of all efforts. In spite of this, it is still possible to achieve a lot through good governance systems, one of the responsibilities that need to give top priority in corporate governance.


Leadership within the framework of the family firm draws attention to human resources. In order to cope with the troubled global economy it becomes necessary to assemble the strongest possible team of experts to assist the leaders of the company. The issue of the appointment a difficult issue, despite the large abundance now in the number of skilled employees who have become redundant need for companies by the crisis. Moreover, the leaders of family businesses need to deal with the expectations of family members and the issue of migrant education and training. There are new generations are flocking to the family business, they may have different ideas of technology and progress, and may be in their imagination to imagine a different future for the company. The mission of the family company commander to evaluate new developments objectively as much as possible, and to encourage new initiatives while at the same time on the core family values.

Dealing with the company’s image

The reliance on the family name alone has become difficult with the increasing invasion of globalization and international competition at the expense of regional features. It must be directed towards the leadership capacity to maintain, at the same time enhance the image of the family business in the eyes of the outside world. It’s important to cherish and take pride in what we have gained the reputation over the previous time periods, but the competition with international companies require us to use textured planning external communications and to avoid dissemination of inaccurate information, whether in the media or through the business community method.

Strengthen the communication process

External communication is only one of the aspects that the leaders of family businesses always need to put it into account. It comes on the equally important contact at the domestic level. The quality of communication is a key factor for the continuity of the family business. The rapid growth that has occurred on technology to increase the size of the gaps between the different generations have contributed. And leaders of family businesses need to take into account these differences, where they constitute a great danger threatening cases of misunderstanding, whereas if it is handled well, it provides greater opportunities.

Maintaining the values ​​and renewal at the same time

One of the biggest challenges faced by leaders of family businesses is the spirit of innovation while maintaining the core values ​​of their families at the same time. The loss of family values ​​imply the loss of value of their reputation and status, which would affect the company at all levels. However, most importantly, to family values ​​is a kind of internal link or serves as an implicit guidance for family members as well as employees from outside the family. The preservation of these values ​​meant to strengthen the company’s identity.


In fact, the question of leadership is essentially a question of the stability of the principle, or what we call the lack of a double standard. No one expects to be the leader of infallible, there is no us of it as well. However, the role of leadership implies an inevitable and automatic guidance and inspiration. Consistency is an important issue, as a respected those who can defend their decisions and bear the consequences. It turns firm on principle, not only through words but mostly through acts: Who will defend those who followed him? Who applied against the reward at a time when the rest lose their jobs? It is a question of consistency between what is said and done and then it comes to the integrity of the person who sits alone at the top. Although we may tend to think that companies are only machines to pump money, and that we must from time to time to reduce their expenditures, we are all aware that the company manage its meaning dealing with human beings of different orientations and visions, even if they belong to the same family. It is becoming increasingly difficult to continue to focus on long-term goals within a rapidly changing environment and rotation.

Although it is certain that the issue of revision of the leadership strategy when someone ordered varies from case to case, the fact that the current climate needs strong leaders companies have a lot of visions of the enlightened and the ability and the capability to expand their horizons. No longer the complexities of the global economy will allow the decision-maker to assume full responsibility alone. And knowledge required for enlightened leadership, which is to know you can not expect its presence in possession of a single person, you must acquire a collective effort and directing them to keep the companies in the long term. Hence, one can say that the new era of leadership motto that the leaders of corporate performance, whether it is family-owned businesses or otherwise, will be subject to the performance of those around them quality.

The Best Way to Lose Weight Super Fast And Easy In 2017

Body weight, a clear indication of the amount of fat accumulated in it; most people want to get agile bodies, so many of the negative effects caused by excess weight that; as it affects the general appearance of the body, causing many diseases, such as cardiovascular disease, diabetes, and affects the skeletal structure and joints, as the cause of many social problems of people, reduces self-confidence, it is also difficult to get suitable for his body sizes, and hampers his mobility.

Because the weight gain, especially excessive tolerate a great deal of negatives, many of the people trying to lose weight in several ways, including asylum diets harsh, or resorting to surgery, most of which cause serious symptoms, it is to perform the suction of fat operations, or making a cut and stapled of the stomach, or a balloon in the stomach mode, or the other; as eating drugs and medicines that reduce weight quickly, but it leads to an imbalance in the body’s hormones, may lead poisoning, so you should pay attention to the need to lose weight healthy ways that do not affect the body.

Weight Loss
Weight Loss

Ways to lose weight fast

To participate in a sports club, and the practice of physical exercise included the loss of five hundred calories a day; so that the number of lost calories more than the number of calories covered by the individual, and 2 Week Diet System method is guaranteed to lack of two kilograms per week.

Eating less food quantities, avoid foods that are high in calories, especially sweets, fats, and soft drinks, and the reduction of starchy materials, industrial and localities.

Reduce the amount of salt in food, and that sequestration of fluid in the body contributes to, and increase the weight of the person.

The focus of the food on vegetables, fruits, meat and fish, chicken breast without skin, and skimmed dairy products, Almchweh meat and fat, and egg whites.

Drink plenty of water, at least two liters and a half a day at least, with the need to adhere to two glasses of water before each meal, half an hour; where water inhibits appetite, thus eating less food.

Eating too much fruit, especially pineapple and watermelon; because it gives a feeling of fullness, and prevent eating more food, and avoid the tempting foods that provide empty calories, such as candy, ice cream.

Focus on sports as brisk walking, jogging, and swimming; and so it helps to lose large amounts of calories and thus lose weight quickly.

Sleep for eight hours a day at least; because the lack of sleep is a major cause of the accumulation of fat in the body, and the inability to decreased.

Weight loss to sports

Exercise of the main activities that must not without a human life of which, they have the benefits are innumerable, and the benefits of sport to get rid of excess weight, and the treatment of obesity, so we will in this article talking about the most important exercise that will run on Weight loss.

Sports to lose weight

Of the most important exercises that help you lose weight:

Sport bike ride: helping exercises to ride a bike to burn a large amount of calories, ranging from 500 – 1000 calories per hour and depend the amount of calories that are burned in this exercise, riding a bike faster, since doing this exercise very quickly provides the yoga burn zoe bray cotton results of the most effective in getting rid of excess weight, you should do this exercise consistently and regularly, too.

Swimming: help exercises swim to burn the equivalent of 800 calories per hour, is the swimming exercises of the most important exercise to lose weight, because it is the whole body move almost, and these exercises positive psychological effects on the exerciser person, and also contribute to the sport of swimming to get rid of cellulite problems, and work to improve the performance of the work of the heart, preferably swimming performance regularly.

Tennis: help tennis exercises to burn the equivalent of 600 calories per hour, and the benefits of tennis that it is working to improve cardiovascular health, and strengthen the arms and legs in a little period of time, and must practice the sport at a rate of three times a week, so to get the results effective in weight loss.

Sport race or jogging: working jogging to burn the equivalent of 600 calories per hour, this exercise plays a major role in getting rid of excess weight and problems with cellulite in super speed, as this exercise helps to maintain a beautiful and graceful views of the body, and this depends on the degree regularity and continuity in the person doing this exercise.

Walking: walking is working to burn high amount of calories up to about 400 calories per hour, is also working on giving a beautiful texture and curvaceous body, improve digestion, and stimulate the cardiovascular work, and pluses possibility of work at any time and any place, and it is worth mentioning that this exercise requires continuity.

To lose weight effectively should a person work to follow a particular system next exercise in his career, a person who wants to ease the weight he must work to follow a specific diet, such as moving away from high-calorie food intake, and a lot of drinking water, which gives rights a feeling of fullness, hence conclude that the exercise to lose weight must be followed by a change in the lifestyle of the person himself.

What is the extension in Forex?

What Is The Extension In Forex? As a whole wants to master the skill or a career in one of the areas, should everyone wants to become a trader or wants access to the trading and Forex markets world be aware of the various aspects of the foreign exchange market and the laws that govern the basic concepts and terminology used by the participants in this market. In this Step 2 Wealth Review article we will talk about the interest rate on the extension or “roll-over”, which is one of the basic concepts that should be on every trader pairs of foreign currencies to know.

What is the benefit to the extension in the forex market?
Interest on the extension or “rollover” (Rollover Interest) as defined in the foreign exchange markets, the interest rate paid for the Forex trader or deducted from your account when you leave an open position on a particular currency pair after 5:00 pm EST (EST ) of the United States.

Forex Trader
Forex Trader

The amount will be deducted from the money from the trader’s account or add this amount when you leave an open position on a pair in the forex market, the amount of this amount, according to the state that a trader to buy or sell currency is determined. It is known that trading currencies in the forex market is done by couples, meaning that the currency is determined by comparing the value of another currency interview, and when you buy a currency, you are selling the counter currency in the pair. The benefit, therefore the extension is determined by the difference between the ratios of interest in the two states, which pair consists of their currencies. For example, when you leave an open position on the EUR / USD “EUR / USD” after 5:00 EDT proportion of the benefit extension be the difference between the interest rate applicable in the European Union and the proportion of interest rate applicable in the United States.

In most cases it will be deducted or added benefit extension to the trader’s account automatically by the financial intermediary. The Step 2 Wealth mediators in this process to avoid even traders who are mostly speculators in the short term to do the actual delivery of the currencies of the other counterparty in the deal, a process known as “reconciliation.” It is through the settlement must do rolling physical delivery of the currencies of two days of the deal after the other party. Through the process of extension by the financial intermediaries trader can keep an open Bmrakzh without doing the extradition process, because if he had not been the extension will also need rolling the nominal value of the currency, which has traded on delivery.

Looking at the Forex Market – NetoTrade

It will be deducted or added benefit of the extension by the total nominal value and not the value of the user in the transaction margin. For example, if a trader purchased the contract of the currency pair “EUR / USD” worth $ 100,000 will be useful extension to the sum of the contract, or $ 100,000 account, not only the margin used in the deal.

We must understand that the benefit extension unrelated charges the use of financial leverage, because many people confuse the benefit extension and fees calculated on the use of the leverage offered by the broker to the trader to increase its ability to trade many times what he had to check in in the account, but the benefit of extension relating to the difference between the ratios interest in force in the countries where the rolling trading currencies.
Pay and deduct the interest on extension
Or pay interest on the extension deduction depends on the currency component currencies for a couple who bought it rolling and states to which they belong and the interest rate applicable in these countries Is it high or not. For example, if the trader buys the currency pair USD / JPY (US dollar against the Japanese yen) it means that he bought the currency the US dollar and selling currency Japanese yen, and the dollar interest 2 percent compared with 0.5% on the Japanese yen, the rolling It will get the benefit of extending the equivalent of 1.5% (on an annual basis). In the case of a trader to sell the currency pair USD / JPY, ie rolling sold the US dollar and buy the yen it will benefit from the extension of his account which is equal to the difference in interest between the two countries, which are equivalent to 1.5% of the expense ratios rolling discount.

Simply put, the interest will be paid if the trader has bought a currency interest rate in the country to which it belongs is greater than the interest rate in the country to which it belongs counter currency in the pair. This interest will be deducted from it in the case was the interest of the coin, which was bought from the lowest interest rates on the counter currency in the pair ratio. And the interest rate in any country is determined by many factors and economic conditions which are constantly changing depending on economic indicators as percentages of growth and inflation rates.

Because most banks in the world close at the end of the week, any Saturday and Sunday, the interest rate on these two days be applied on Wednesday, that is, in the case of the trader to leave the position open on Wednesday after the 5:00 pm EDT, will be deducted or pay additional benefit for day laborers.

The financial intermediaries operations extension automatically, and traders can see a discount or payment operations with immediate effect on a platform of their own trading account for each deal left open after 5:00 ET.

Learn about Rollover Interest – NetoTrade
Take advantage of the extensions
Traders can take advantage of the extension of operations and increase their profits, which included traders interest rates in the criteria to make their decisions for circulation to achieve the greatest possible use. The so some traders to daily (Day traders) to leave their positions open after 5:00 pm Eastern time the United States to take advantage of the benefit extension when buying a currency with a high interest rate compared to the same currency in the pair. The traders also “swing” and investors to buy high interest rate currency only to take advantage of the benefit extension.

In addition, the trader can in case it is expected that the price of a currency will not move in the direction that he wants and will remain fluctuate accidentally during this year, you can take advantage of the interest rate differential between the currencies of the pair. For example, if the investor has purchased a pair EUR / JPY (euro against the yen) and is expected to end the year at the same level, will be able to make a profit through the use of financial leverage, usefulness to extend the equivalent of 2% will result in a gain of 20% if the lever used financial equal to 10: 1. This may also cause a loss to the Forex trader if he bought the currency low utility ratio means it will lose 2% or 20% in the case of the use of financial leverage.

The Impact Of New Laws On Financial Traded Funds

The Impact Of New Laws On Financial Traded Funds For many years investors to keep their money in money market funds, these funds that provide assets with a return on short-term, enable investors to buy its assets for $ 1 each asset. 100K Factory Revolution Review Investors prefer to individuals investing in these financial funds because they offer returns in the short term the greatest returns offered by bank deposits. But the global financial crisis of 2008, increased the US Securities and Markets Authority fears of the impact of these funds on the markets in the event of another financial crisis.

What made this body, which is the largest organization of capital markets staff in the United States to enact a set of new laws during 2016, which will do starting from the month of October of the same year. Among the most prominent new procedures to cancel the base “of $ 1” provided most of the cash financial funds, so that the price of the underlying will change depending on variables and market conditions, as well as some fees and commissions that will be added in the case of an investor wanted to withdraw his money in bad market conditions.


Financial cash funds
Monetary and financial funds, also known as the cash market, are investment funds that invest in assets with short-term income securities, bonds of US Treasury trading and securities tradable unsecured and with a fixed maturity repayment period from one day to 270 days. Investors these financial funds and is considered safe assets with a greater return of deposits offered by commercial banks. The total assets in this market of 2.7 thousand billion dollars in the United States of America.

Financial cash funds designed to reduce exposure to losses resulting from loans and market risk and liquidity risk. These investment funds are subject to the control of the US Securities and Exchange Commission (Securities and Exchange Commission (SEC)). And investing in high-security loans and financial instruments that are maturing less than 270 days.

After the global financial crisis of 2008 and the securities markets and US regulatory bodies and other body began by making Takovadtha of these funds and their ability to destabilize financial markets in the event of a financial crisis. To start so these bodies starting in 2014, new laws governing the transactions and investment funds in the financial cash.

Traded Index and the effect of the new laws funds
ETFs, known in the world of financial markets, the symbol ETF (exchange-traded fund), is an investment fund traded on stock markets, in the same way in which the stock trading. Each fund tracks the price range of shares or bonds movement, or the price of a particular commodity. Most ETFs are tracking the movement of the stock market indices, as well as certain sectors of the stock and bond market indices. These funds, attract a lot of investors because the United Trading Network Review investment cost little compared to other financial instruments, and take advantage of tax concessions may sometimes up to full exemption.

The age of the new rules by the Securities and Exchange Commission relating to monetary and financial funds, which will take effect from mid-October 2016, aims to reduce risk by trying to prevent investors from closing their positions in time unit in the event of a crisis. But these new laws has not received satisfaction of investors and fund managers who invest in money market assets with short-term returns. Which may be a positive factor for some ETFs that may be a refuge for those affected by the new laws investor funds. The most important ETFs that could benefit from the new rules issued by the US Securities and Exchange Commission are the following funds:

– SPDR Barclays 1-3 Month T-Bill ETF (BIL): indicators fund trader with a return in the short term, is to invest in US Treasury bonds for shorter maturities or equal to 3 months. Of the fund value of $ 1.6 billion, and at a cost of 0.14% of the amount invested, or $ 14 for each $ 10,000 invested. The yield on the fund and arrive at the current time on the 0.13% on a monthly basis.

– IShares Short Treasury Bond ETF (SHV): indicators fund trader with a return in the short term, is to invest in US Treasury bonds with a maturity of up to 12 months. This fund provides financial back up to 0.30% on a monthly basis. While worth $ 3.4 billion in terms of total assets with a cost of 0.15% in.

– Goldman Sachs Treasury Access 0-1 Year ETF (GBIL): indicators fund trader with a return in the short term, is to invest in US Treasury bonds like “T-notes” and “T-bills” bonds that are maturing less than 12 months. The cost of investing in this fund 0.14% while the value of the total assets of $ 20 million.
– Guggenheim Enhanced Short Duration ETF (GSY): traded fund indices with a return in the short term, of the value of total assets under management of $ 907 million and seeks to outperform Treasuries Index “Barclays Capital 1-3 Month U.S. Treasury Bill Index”. This fund will invest in a wide range of fixed-income financial instruments, like financial commercial paper and bank loans, with the period of entitlement to an average of 15 months, while the cost of investment in the fund of 0.25% with a return of 1.13% on a monthly basis.

PIMCO Enhanced Short Maturity Active ETF (MINT): current indications fund a return in the short term is worth the total assets under management of $ 4.9 billion, and aims to achieve a higher proportion of middle-profits offered by financial funds cash dividends, and by investing in loans short-term and high-quality. The cost of investing in this financial fund of 0.25% with a return of 1.13% on a monthly basis.

– FlexShares Ready Access Variable Income Fund (RAVI): Fund current indicators is return on short-term value of the total assets it manages $ 98 million. The fund invests in the same outbound investment feature of the US Treasury and the governments of other countries, as well as to invest in corporate bonds loans. The cost of investing in this fund 0.25% with a yield of 0.75% on a monthly basis.

The Renfrew Ferry

Welcome To The Renfrew Ferry Website. The trade since the beginning of the human Before Ask money on the principle of a clear-cut is Swap. Because they swap at the time being by giving the goods and receipt of Everything Else in the public markets or street to the goal of eating and living, it is today thanks to the technological development taking place has become a place in the financial and electronic markets and exchanges free for the sole purpose is financial gain.

The Renfrew Ferry
The Renfrew Ferry

We recall, for counting is not limited to the types of exchanges: energy exchanges, silver, agricultural crops, gold, oil, bonds and equities … but the most important and most common is the currency, which is characterized by Technical Analysis gain immediate and rapid access to the money and activity without stopping Stock Exchange; the Trading in the financial market is about $4 trillion a day on average.

Trading on the currency definition:

Currency trading is an economic term common in the circles of the financial markets mainly aims to achieve a profit, and is trading in the currency win trade on the stock market, because of the rapid fluctuations that occur in the field of currency value ranging from bullishness to bearishness, or vice versa. To know trading on the currency enough to put at the forefront the fundamental principle of trading under a barter any swap currency to another currency differs in value. For example, that the euro will trade in US dollars ..

It is determined by the price of the currency in the market as the price of the currency . The first currency “base currency” while we call the name “currency interview” on the second currency. The currency pair is called a husband who required amount of counter currency appears to buy all the units of the base currency. Consequently, the currency pair give rise for one unit can be traded by buying or selling. It is the same principle upon which the banking and Rubix Project broker firms in the sense that you buy a particular currency, taking advantage of the decrease in value and then sell those taking advantage of the currency rise in value, and here you have to take advantage of the buying and selling price difference.

Currency pairs and most swap:

Fluctuating exchange rates between the ups and downs, which would be reassuring and just a sense of fear when investors in the commercial and financial activities and ensures a profit -manma was Sgara- investor in the currency, so they doubled the next two to prepare on this trade and various global nationalities, leading to mind one the largest and fastest-commerce sectors in the free market profit by experts the world economy.

The dollar, euro, British pound, Swiss franc, Japanese yen, Australian dollar, Canadian dollar, and Zar – South Africa more currency swap.

As more couples mutual They are respectively: US Dollar Trading / EUR, USD / CHF, GBP / USD, USD / JPY. Is: The US dollar / Canadian dollar, Alazar- South Africa / US dollar pair traded at least

Of trading on the currency types:

Trading on Futures
This is by trading future price possible, depending on the data and information on current and future currency at hand movement in the markets.
Real Time Trading
Currency rates vary between time and again in this kind of exchange, should be rolling up a second Alasarthanih quickly, so you may end up holding several operations in one day

Options trading
Already being planned in this trading before entering the currency market with the determination of the profit and loss ratio that can be tolerated before the start of Alamlah.oimitlk rolling here the right to sell or buy the deal even before the expiration date of a third party it is available in trading futures contracts.


Tesler APP Trading on the short term: Due to the vagaries of the market, exposed Alosaarelltraja the short term, then create fluctuations in the price action and the logic of the price, so the bullish trends constitute the high and low altitudes. It trader can stop losses below a certain point if the drawing upward did not continue in the same direction, in this case a trader can get out of the deal with minimal use leverage, or choose a strategy is suitable also. So it is trading on the charts in the short term day trader in the management and confront those risks gauge.

Trading on the long term: not a short-term trading process the most ideal for the road
For new traders to start. He prefers to get up schemes and methods in the long run due to being more tolerant, and they can then pass to a faster time frames when you gain enough experience in the deliberation of any trading in the long term.

Exchange market:

The exchange rate is basically the rate or swap ratio of one currency to another currency in the context of a specific Zamani,
And appoints the exchange rate of a currency exchange in the free market country every day alone, since there is no stability of the exchange rate between the local currency and foreign currency or any type of currency.

On Renfrew Ferry, subject to the exchange rate of the logic of the vagaries of supply and demand in the market, without the intervention of the country’s authorities a range of factors control the vagaries of supply and demand on the one hand and economic and monetary indicators for countries on the other hand, such as the different needs of traders in the market authority, the financial liquidity available at that time, the size of the margin, Standard price and directional market.